# Ezra > Equal access. Endless possibilities. --- ## Pages - [Executive Committee](https://ezra.world/company/executive-committee/): Company Peter De Caluwe Chief Executive Officer Linkedin-in Peter drives Ezra’s global strategy and growth, bringing over 20 years of... - [Merchant & Agent Loans](https://ezra.world/products/merchant-agent-loans/): Fast, flexible working capital. Ezra’s embedded credit solution gives your merchant and agent networks the capital they need to grow... - [Instalment Loans](https://ezra.world/products/instalment-loans/): Make big purchases more manageable. Ezra’s instalment loan solution lets your customers spread the cost of essential purchases over time.... - [Airtime Lending](https://ezra.world/products/airtime-lending/): Stay connected when it matters. Ezra’s Airtime Lending keeps your customers online, in touch, and in control — even when... - [Buy Now, Pay Later](https://ezra.world/products/buy-now-pay-later/): Buy Now, Pay Later (BNPL) Flexible payments embedded into every purchase. Ezra’s BNPL solution lets your customers shop now and... - [Line of Credit](https://ezra.world/products/line-of-credit/): Flexible funds, always within reach. A flexible, adjustable credit facility for greater customer convenience — giving customers access to a... - [Overdraft](https://ezra.world/products/overdraft/): Uninterrupted financial access. Ezra’s overdraft feature keeps users transacting without friction, providing seamless, need-based credit whenever it is required. Even... - [Cash Loans](https://ezra.world/products/cash-loans/): Instant, flexible credit — right from your wallet. Provide your customers with what they need most: instant access to cash... - [Case Studies](https://ezra.world/case-studies/): Explore real-world examples of how Ezra makes credit accessible Speak to our partnership team. Get in touch to learn more... - [Sustainability](https://ezra.world/sustainability/): Sustainable growth starts with access. Financial inclusion is not just a service. It’s our purpose. At Ezra, we believe that... - [Careers](https://ezra.world/company/careers/): Current openings at Ezra At Ezra, our customers come from all walks of life and so do we. We’re committed... - [Thank You](https://ezra.world/contact/thank-you/): Contact Us Thank you for getting in touch We appreciate you contacting us. Our team will get back to you... - [Terms of Use](https://ezra.world/terms-of-use/): www. ezra. world is a website operated and managed by LendTech Investment Holdings Private Limited, a company registered under the... - [Cookie Policy](https://ezra.world/cookie-policy/): Cookie files A cookie is a small file of letters and numbers that we store on your browser or the... - [Privacy Policy](https://ezra.world/privacy-policy/): Ezra (“We”, “the Company”) respects your privacy and is committed to ensuring that any Personal Data you share with us... - [Contact Us](https://ezra.world/contact/): Get in touch to learn more about our products and services Our offices Singapore 1 Raffles Place, One Raffles Place... - [Resources](https://ezra.world/resources/): Discover our latest news and industry insights All Newsroom Insights News 13 November 2024 Read more News 17 August 2023... - [Partners](https://ezra.world/partners/): Seamless credit solutions for a more inclusive economy Ezra powers scalable, responsible lending for mobile network operators, digital wallets, banks,... - [Technology](https://ezra.world/technology/): Scalable, secure, and intelligent technology Ezra’s lending infrastructure is built for seamless integration, high performance, and global scalability, enabling partners... - [Products](https://ezra.world/products/): Revolutionising financial inclusion with seamless credit solutions We provide seamless, ready-to-launch credit solutions that open financial opportunities for the unbanked,... - [Company](https://ezra.world/company/): About Ezra Equal access. Endless possibilities. Ezra is a market-leading fintech infrastructure provider, dedicated to empowering local communities with seamless,... - [Home](https://ezra.world/): At Ezra, we make credit accessible to underserved markets through technology, helping communities grow sustainably. --- ## Posts - [Ezra and aYo Intermediaries partner to expand financial access across Africa](https://ezra.world/news/ezra-and-ayo-intermediaries-partner-to-expand-financial-access-across-africa/): Singapore, 27 August 2025 – Ezra, the market-leading fintech infrastructure provider, today announced a landmark partnership with aYo Intermediaries (Pty)... - [Bridging the digital divide: How credit solutions are fuelling mobile and internet access](https://ezra.world/insights/how-credit-solutions-are-fuelling-mobile-and-internet-access/): For millions across emerging markets, limited access to mobile and internet services is more than an inconvenience, it’s a systemic... - [Solving liquidity challenges in emerging markets: The role of embedded credit in driving financial inclusion ](https://ezra.world/insights/solving-liquidity-challenges-in-emerging-markets/): Liquidity is the lifeblood of economic activity, particularly in emerging markets where its absence can stall growth and limit opportunity.... - [Journey of a Microloan: From application to approval](https://ezra.world/insights/journey-of-a-microloan-from-application-to-approval/): The Role of Microloans in Financial Inclusion Microloans play a crucial role in expanding financial access in emerging markets where... - [How alternative credit scoring models are unlocking access to finance](https://ezra.world/insights/how-alternative-credit-scoring-models-are-unlocking-access-to-finance/): In today’s financial landscape, responsible access to credit can be a powerful enabler of economic mobility and wealth creation. Yet,... - [Singapore-based TransferTo and Pan-African Ecobank group forge strategic partnership to expand financial access and cross-border payments across Africa](https://ezra.world/news/transferto-ecobank-group-expand-financial-access-and-cross-border-payments/): Singapore-based TransferTo and Pan-African Ecobank group forge strategic partnership to expand financial access and cross-border payments across Africa - [An introduction to Airtime Credit Services (ACS)](https://ezra.world/insights/an-introduction-to-airtime-credit-services-acs/): Airtime Credit Services (ACS) provides easy and convenient access to telecommunications services at any time, from anywhere, at the touch of a button - [An introduction to our product portfolio](https://ezra.world/insights/an-introduction-to-our-product-portfolio/): Ezra helps individuals and SMEs in more than 24 countries access fast, simple, and responsible credit solutions. - [An introduction to Cash Loans](https://ezra.world/insights/an-introduction-to-cash-loans/): Cash loans or nano loans are a type of short-term lending option designed to provide quick access to funds for individuals and SMEs - [Ezra: Innovative credit solutions for a more inclusive world](https://ezra.world/insights/ezra-innovative-credit-solutions-for-a-more-inclusive-world/): Ezra is a leading microlending fintech which provides B2B credit solutions for financial institutions and service providers, primarily in emerging markets - [Financial regulation in Africa: Challenges and solutions](https://ezra.world/insights/financial-regulation-in-africa-challenges-and-solutions/): There is no pan-African regulatory body. Instead, each country is subject to its own set of financial regulations, usually governed by its central bank. Read to learn more! - [Ezra and Mobile Money Operators](https://ezra.world/insights/ezra-and-mobile-money-operators/): Across the world, Mobile Money Operators and their customers are benefiting from Ezra’s easy, rapid, and robust lending solutions. - [Ezra team profile: Peter Mugendi — Senior Software Engineer](https://ezra.world/news/ezra-team-profile-peter-mugendi-senior-software-engineer/): At Ezra, our goal is to improve financial inclusion for all. Meet the people behind our brand, who are making this possible. - [Alternative data: A new era for credit lending](https://ezra.world/insights/alternative-data-a-new-era-for-credit-lending/): Alternative data has the potential to propel global financial inclusion even further forward. But what is it? How does it work? - [Leveling up the global economy: Why credit lending matters for financial inclusion](https://ezra.world/insights/leveling-up-the-global-economy-why-credit-lending-matters-for-financial-inclusion/): With the predicted global downturn set to widen economic imbalance, now more than ever people need easy, rapid, and responsible access to finance - [Meet The Team: Dinko Svetic — VP of Growth (Anglophone Africa)](https://ezra.world/news/meet-the-team-dinko-svetic/): At Ezra, our goal is to improve financial inclusion for all. Meet the people behind our brand, who are making this possible. - [Economic downturns: The importance of credit, and how Ezra can help](https://ezra.world/insights/economic-downturns-the-importance-of-credit-and-how-ezra-can-help/): As the threat of global recession lingers on the horizon, what role can lending providers play in easing economic pain... - [Ezra announces the appointment of its Chief Risk Officer](https://ezra.world/news/ezra-announces-the-appointment-of-its-chief-risk-officer/): The appointment is a key milestone in Ezra’s ambitious expansion plan to support the financially underserved in emerging economies. - [How to make Africa’s mobile money boom work for your business](https://ezra.world/insights/how-to-make-africas-mobile-money-boom-work-for-your-business/): In this article we explore the continued rise of mobile money in Africa, and examine its impact on the region - [Apis Growth Fund II announces investment in Ezra](https://ezra.world/news/apis-growth-fund-ii-announces-investment-in-ezra-a-leading-microlending-fintech/): Apis Partners LLP, a UK-based asset manager that supports growth-stage financial services and financial infrastructure businesses, has announced its investment in Ezra. - [Ezra — Supporting partners to increase financial inclusion across the world](https://ezra.world/insights/ezra-supporting-partners-to-increase-financial-inclusion-across-the-world/): Our mission is to help our partners improve financial inclusion in markets where people have traditionally been excluded - [The importance of AI and machine learning in credit lending](https://ezra.world/insights/the-importance-of-ai-and-machine-learning-in-credit-lending/): Like fintech itself, AI is the smart solution to the complex problems which affect end users across the world. - [Financial inclusion: How credit scoring can help level the playing field](https://ezra.world/insights/financial-inclusion-how-credit-scoring-can-help-level-the-playing-field/): In this article, we explore how Ezra is empowering its partners to provide financial freedom to more people, in more places. - [Five reasons why Ezra is your credit solution gamechanger](https://ezra.world/insights/five-reasons-why-ezra-is-your-credit-solution-gamechanger/): Read on to learn five reasons why Ezra is the best embedded lending platform on the market today --- # # Detailed Content ## Pages - Published: 2025-05-06 - Modified: 2025-05-26 - URL: https://ezra.world/company/executive-committee/ --- - Published: 2025-04-25 - Modified: 2025-06-24 - URL: https://ezra.world/products/merchant-agent-loans/ --- - Published: 2025-04-25 - Modified: 2025-06-24 - URL: https://ezra.world/products/instalment-loans/ --- - Published: 2025-04-25 - Modified: 2025-06-24 - URL: https://ezra.world/products/airtime-lending/ --- - Published: 2025-04-25 - Modified: 2025-06-24 - URL: https://ezra.world/products/buy-now-pay-later/ --- - Published: 2025-04-25 - Modified: 2025-06-24 - URL: https://ezra.world/products/line-of-credit/ --- - Published: 2025-04-25 - Modified: 2025-06-24 - URL: https://ezra.world/products/overdraft/ --- - Published: 2025-04-21 - Modified: 2025-09-05 - URL: https://ezra.world/products/cash-loans/ --- - Published: 2025-04-09 - Modified: 2025-04-14 - URL: https://ezra.world/case-studies/ --- - Published: 2025-04-07 - Modified: 2025-04-07 - URL: https://ezra.world/sustainability/ --- - Published: 2025-03-05 - Modified: 2025-03-05 - URL: https://ezra.world/company/careers/ --- - Published: 2025-02-27 - Modified: 2025-02-27 - URL: https://ezra.world/contact/thank-you/ --- - Published: 2025-02-24 - Modified: 2025-03-05 - URL: https://ezra.world/terms-of-use/ --- - Published: 2025-02-24 - Modified: 2025-03-05 - URL: https://ezra.world/cookie-policy/ --- - Published: 2025-02-24 - Modified: 2025-03-05 - URL: https://ezra.world/privacy-policy/ --- - Published: 2025-02-19 - Modified: 2025-03-05 - URL: https://ezra.world/contact/ --- - Published: 2025-02-19 - Modified: 2025-03-05 - URL: https://ezra.world/resources/ --- - Published: 2025-02-19 - Modified: 2025-03-05 - URL: https://ezra.world/partners/ --- - Published: 2025-02-19 - Modified: 2025-04-21 - URL: https://ezra.world/technology/ --- - Published: 2025-02-19 - Modified: 2025-07-10 - URL: https://ezra.world/products/ --- - Published: 2025-02-19 - Modified: 2025-03-05 - URL: https://ezra.world/company/ --- > At Ezra, we make credit accessible to underserved markets through technology, helping communities grow sustainably. - Published: 2023-02-07 - Modified: 2025-07-10 - URL: https://ezra.world/ --- --- ## Posts - Published: 2025-08-27 - Modified: 2025-08-28 - URL: https://ezra.world/news/ezra-and-ayo-intermediaries-partner-to-expand-financial-access-across-africa/ - Categories: News --- - Published: 2025-06-25 - Modified: 2025-06-26 - URL: https://ezra.world/insights/how-credit-solutions-are-fuelling-mobile-and-internet-access/ - Categories: Insights --- - Published: 2025-05-21 - Modified: 2025-05-21 - URL: https://ezra.world/insights/solving-liquidity-challenges-in-emerging-markets/ - Categories: Insights --- - Published: 2025-03-20 - Modified: 2025-03-20 - URL: https://ezra.world/insights/journey-of-a-microloan-from-application-to-approval/ - Categories: Insights --- - Published: 2025-03-18 - Modified: 2025-03-18 - URL: https://ezra.world/insights/how-alternative-credit-scoring-models-are-unlocking-access-to-finance/ - Categories: Insights --- > Singapore-based TransferTo and Pan-African Ecobank group forge strategic partnership to expand financial access and cross-border payments across Africa - Published: 2024-11-13 - Modified: 2025-03-04 - URL: https://ezra.world/news/transferto-ecobank-group-expand-financial-access-and-cross-border-payments/ - Categories: News --- > Airtime Credit Services (ACS) provides easy and convenient access to telecommunications services at any time, from anywhere, at the touch of a button - Published: 2024-02-05 - Modified: 2025-04-22 - URL: https://ezra.world/insights/an-introduction-to-airtime-credit-services-acs/ - Categories: Insights --- > Ezra helps individuals and SMEs in more than 24 countries access fast, simple, and responsible credit solutions. - Published: 2023-12-14 - Modified: 2025-03-04 - URL: https://ezra.world/insights/an-introduction-to-our-product-portfolio/ - Categories: Insights --- > Cash loans or nano loans are a type of short-term lending option designed to provide quick access to funds for individuals and SMEs - Published: 2023-11-28 - Modified: 2025-03-04 - URL: https://ezra.world/insights/an-introduction-to-cash-loans/ - Categories: Insights --- > Ezra is a leading microlending fintech which provides B2B credit solutions for financial institutions and service providers, primarily in emerging markets - Published: 2023-10-12 - Modified: 2025-03-04 - URL: https://ezra.world/insights/ezra-innovative-credit-solutions-for-a-more-inclusive-world/ - Categories: Insights --- > There is no pan-African regulatory body. Instead, each country is subject to its own set of financial regulations, usually governed by its central bank. Read to learn more! - Published: 2023-09-19 - Modified: 2025-03-04 - URL: https://ezra.world/insights/financial-regulation-in-africa-challenges-and-solutions/ - Categories: Insights --- > Across the world, Mobile Money Operators and their customers are benefiting from Ezra’s easy, rapid, and robust lending solutions. - Published: 2023-09-01 - Modified: 2025-03-04 - URL: https://ezra.world/insights/ezra-and-mobile-money-operators/ - Categories: Insights --- > At Ezra, our goal is to improve financial inclusion for all. Meet the people behind our brand, who are making this possible. - Published: 2023-08-17 - Modified: 2025-03-04 - URL: https://ezra.world/news/ezra-team-profile-peter-mugendi-senior-software-engineer/ - Categories: News --- > Alternative data has the potential to propel global financial inclusion even further forward. But what is it? How does it work? - Published: 2023-08-15 - Modified: 2025-03-04 - URL: https://ezra.world/insights/alternative-data-a-new-era-for-credit-lending/ - Categories: Insights --- > With the predicted global downturn set to widen economic imbalance, now more than ever people need easy, rapid, and responsible access to finance - Published: 2023-08-13 - Modified: 2025-03-04 - URL: https://ezra.world/insights/leveling-up-the-global-economy-why-credit-lending-matters-for-financial-inclusion/ - Categories: Insights --- > At Ezra, our goal is to improve financial inclusion for all. Meet the people behind our brand, who are making this possible. - Published: 2023-08-12 - Modified: 2025-03-04 - URL: https://ezra.world/news/meet-the-team-dinko-svetic/ - Categories: News --- - Published: 2023-08-11 - Modified: 2025-02-27 - URL: https://ezra.world/insights/economic-downturns-the-importance-of-credit-and-how-ezra-can-help/ - Categories: Insights --- > The appointment is a key milestone in Ezra’s ambitious expansion plan to support the financially underserved in emerging economies. - Published: 2023-08-09 - Modified: 2025-03-04 - URL: https://ezra.world/news/ezra-announces-the-appointment-of-its-chief-risk-officer/ - Categories: News --- > In this article we explore the continued rise of mobile money in Africa, and examine its impact on the region - Published: 2023-08-06 - Modified: 2025-03-17 - URL: https://ezra.world/insights/how-to-make-africas-mobile-money-boom-work-for-your-business/ - Categories: Insights --- > Apis Partners LLP, a UK-based asset manager that supports growth-stage financial services and financial infrastructure businesses, has announced its investment in Ezra. - Published: 2023-08-04 - Modified: 2025-03-04 - URL: https://ezra.world/news/apis-growth-fund-ii-announces-investment-in-ezra-a-leading-microlending-fintech/ - Categories: News --- > Our mission is to help our partners improve financial inclusion in markets where people have traditionally been excluded - Published: 2023-08-03 - Modified: 2025-03-04 - URL: https://ezra.world/insights/ezra-supporting-partners-to-increase-financial-inclusion-across-the-world/ - Categories: Insights --- > Like fintech itself, AI is the smart solution to the complex problems which affect end users across the world. - Published: 2023-08-03 - Modified: 2025-03-04 - URL: https://ezra.world/insights/the-importance-of-ai-and-machine-learning-in-credit-lending/ - Categories: Insights --- > In this article, we explore how Ezra is empowering its partners to provide financial freedom to more people, in more places. - Published: 2023-08-02 - Modified: 2025-03-04 - URL: https://ezra.world/insights/financial-inclusion-how-credit-scoring-can-help-level-the-playing-field/ - Categories: Insights --- > Read on to learn five reasons why Ezra is the best embedded lending platform on the market today - Published: 2023-08-01 - Modified: 2025-03-04 - URL: https://ezra.world/insights/five-reasons-why-ezra-is-your-credit-solution-gamechanger/ - Categories: Insights --- ---