inclusion for all.

At Ezra, we are committed to transformation through innovation.

We believe that everyone, everywhere, should be able to quickly, securely, and responsibly access credit products that meet their needs.

Our mission

To facilitate digital transformation and provide easy and rapid credit solutions, empowering the unbanked and financially underserved communities with increased access to economic opportunities.

Meet our team

Career Highlights
Served as Chief Executive Officer for multiple companies in the financial services industry with an extensive background on driving rapid business growth and geographical expansion for Fintech companies

Digital Lending Achievements
Currently the Deputy Chairman for Thunes and CEO for DTOne, also served as CEO for Naspers (Payments) and Ogone (ePayments)

Naspers, Ogone (now Ingenico ePayments)

Career Highlights
With more than three decades of experience in the technology and financial sectors, Thierry’s expertise spans across, mobile payment networks, digital identity and security information technologies markets, and smart card solutions.
Held key executive positions (President, Managing Director, CEO, CCO) in various telecommunications and technology companies with worldwide coverage while having a strong presence in the MEA region.

TransferTo, DTOne, Login ID, Tasram FZE, Oberthur Technologies, SIGFOX, Intracom Telecom, Gemalto.

Career Highlights
Over 30 years in the consumer finance space, in South Africa, Middle East and the broader African continent – with 15+ years in director, C-level or Executive roles.

Andrew has been involved in FinTech for over 12 years, providing consultancy services to FinTech businesses in Africa whilst also co-founding South Africa’s first digital BNPL business, MobiCred.

More recently, Andrew was an Executive within the MTN FinTech structure where he was responsible for driving the strategy for and building MTN’s BankTech vertical, including a real-time scoring, rules engine and account management cloud solution, developing FSP/Banking funding relationships, product development, credit risk and predictive analytics.

Digital Lending Achievements
Co-founded mobiCred, a digital / online BNPL business for the e-commerce landscape, offering mass market virtual credit and integrated and accessed via payment gateways for e-merchants

Setup and established JUMO’s credit risk and prediction capability as to support the launch of nano bullet loans across various markets.

Initiated and built MTN’s BankTech vertical capability as a means to development, deploy and manage/support nano/micro lending products across MTN’s footprint


Career Highlights
Over 25 years experience leading technology teams in the telecommunications and software industries across Europe, Asia and Africa.

Digital Lending Achievements
Led a company into profitability through the optimisation and evolution of the lending and recovery platforms and associated products and services

Safaricom, Airtel Africa, Telkom Kenya, Nokia Networks

Career Highlights
Senior executive building valuable, fast-growth, global Fintechs in the US and Singapore, as CFO, strategic advisor, operator, board member, and trusted business partner.

Led $100m+ in debt and equity fundraisings in US and foreign capital markets, established global banking relationships, structured working capital facilities, developed comprehensive programs for treasury & risk management.

Proven deal maker on cross-border M&A, post-merger integration, spin-offs, and restructurings.

Digital Lending Achievements
CFO for DT ONE, PE-backed, global B2B FinTech network platform for airtime top-up and other digital value services, 120+ employees across Singapore (HQ), Dubai, Barcelona, Miami

Supported the business scaling at double-digit growth rates

Led significant fundraising of debt and equity, including the company’s first PE round

Led acquisition and post-merger integration of Ezra


DT One, Transfast (acquired by Mastercard), Payscout


“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”

Touch N Go

Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.

Orange Money

“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”


“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”


Speak to our partnership team

Get in touch to learn more about our products and services.