Equal access. Endless possibilities.

At Ezra, we make credit accessible to underserved markets, helping communities grow sustainably. Using smart data and technology, we provide financial tools that open new opportunities.
Countries
0
Customers impacted annually
0 M+
of loans given to women
0 %
Loans processed annually
$ 0 M+

Why work with Ezra

Off-the-Shelf Solutions

We launch flexible and easy-to-integrate credit products in just 12 weeks. Our pre-built solutions help partners go to market quickly while delivering quality and efficiency.

Proven Deep Expertise

We leverage our deep experience in credit solutions to help businesses expand into underserved markets and unlock new opportunities.

Smart Insights with Advanced Technology

We use proprietary credit scoring algorithms, alternative data, and robust machine learning models to responsibly serve underserved communities.

Trusted Scale & Impact

We stay fully compliant with regulatory frameworks, ensuring reliability in fast-changing markets.

Ezra’s credit solutions

Ezra’s credit solutions

Cash Loans

Help your customers with short-term financial support, boosting satisfaction and loyalty. Provide immediate solutions to their financial needs, fostering trust and deeper engagement.

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Overdraft

Give customers emergency access to funds, increasing retention and positioning your business as a reliable financial partner.

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Line of Credit

Offer ongoing financial support to customers, ensuring stability while driving long-term value for your business.

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Buy Now, Pay Later (BNPL)

Enable flexible payments to support customer spending and business growth. Build trust and long-term satisfaction by making purchases more accessible.

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Airtime Lending

Keep customers connected with instant, small-scale loans for airtime or data. Improve retention and increase average revenue per user (ARPU).

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Merchant & Agent Loans

Support small businesses and agents with working capital loans. Strengthen partner networks, drive growth across supply chains, and build lasting relationships.

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Instalment Loans

Offer larger loans with fixed monthly payments, giving customers predictable repayment plans. Help them manage finances sustainably while unlocking new revenue opportunities.

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Ezra’s proprietary credit scoring technology

We use advanced data analytics and alternative insights to power our proprietary credit scoring technology. This helps lenders reach underserved communities, creating financial opportunities while building trust, inclusivity, and sustainable growth.

Who we work with

Banks & Financial Institutions

Optimise capital usage and support financial inclusion with our tailored credit solutions.

Mobile Network Operators

Boost customer retention with seamless, high-return credit services.

Fintech

Deliver scalable solutions that reduce churn and increase Average Revenue Per User (ARPU).

Digital Wallet Providers

Enhance user engagement with embedded credit solutions tailored for mobile-first economies.

Hear what our customers say

Speak to our partnership team.

Get in touch to learn more about our products and services.