Financial Institutions.

Increasing profitability and expanding market reach for Financial Institutions Optimise capital usage and support digital transformation with high-reward, quick-turnover digital credit products that promote financial inclusion in the markets you serve.

0 m+
transactions processed daily
0 m+
monthly active users
0 m+
customers scored monthly
$ 1 b+
worth of loans processed

How Ezra can help

Minimal risk

Ezra can absorb up to 50% of bad debt and non-performing loans (NPLs)

World-class customer

From product design to post-launch aftercare, benefit from our industry-leading expertise

Full transparency

You are included in any decision-making associated with the portfolio management, through joint credit committees with Ezra’s Credit Risk team

Our products for
Financial Institutions

Cash Loans

Instant, flexible, and convenient lending, tailored to each customer and delivered in a single user flow.


Enable your customers to access emergency funds, when and wherever they need it.

Revolving Credit

The benefits of a credit card, in a mobile wallet.


Increase customer adoption, with improved interest rates and shorter reward tenures.

Device Financing

Increase device sales and drive mobile money adoption with flexible device payment terms

Merchant Loans

Help your business customers secure funds

Our Financial Institute partners


“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”

Touch N Go

Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.

Orange Money

“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”


“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”


Speak to our partnership team

Get in touch to learn more about our products and services.