Uninterrupted financial access.
Ezra’s overdraft feature keeps users transacting without friction, providing seamless, need-based credit whenever it is required. Even when wallet balances run low, payments go through. No delays, no manual steps. Just a smooth, uninterrupted journey that keeps uptime high.
Why Ezra
Auto-approved from day one
Loans are approved instantly using wallet usage patterns — no forms, no credit checks required. Customers get seamless access to credit, based on how they already use their mobile wallet.
Always on, no extra steps
No need to apply each time. Overdrafts are built into the wallet experience — pre-approved and automatically activated when balances run low.
Instant settlement, zero hassle
Repayments are auto-deducted as soon as funds arrive, keeping the experience smooth, simple, and stress-free for customers and providers alike.
How it works
Built for real life
From paying at a shop or pharmacy to settling hospital bills, Ezra helps mobile money users complete urgent transactions even when their balance is low. It is there for late-night electricity top-ups, unexpected expenses, or freelancers bridging the gap while waiting on delayed payments. Wherever timing matters, Ezra keeps things moving.
