Cash Loans.

Flexible, adjustable loans for greater customer convenience. 

Cash Loans enable your customers to access a defined loan and pay it back either immediately or in instalments, to help them access funds when they need them the most. Elevate your service offerings, enhance user satisfaction, and empower your customers to achieve their financial goals with our Cash Loan solution.

Product features

Loans that work
for your customers

Short tenures that align with your customers’ income cycles.

Simple, transparent
pricing structure

Help more people responsibly access short-term cash loans - even in markets where financial literacy is a challenge.

Bring more people into
the global economy

No customer collateral and minimal Know Your Customer (KYC) required.

Streamlined delivery
to market

Straightforward design, development,
and launch process.

Fast delivery, for enhanced
customer satisfaction

It takes just seconds from loan
application to loan disbursement.

Who can use the

Financial Institutions

Expand retail segment penetration and utilise your capital for fast and effective returns.

Mobile Wallet Operators

Increase conversions to
mobile wallets.

0 m+
transactions processed daily
0 m+
monthly active users
0 m+
customers scored monthly
$ 1 b+
worth of loans processed


“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”

Touch N Go

Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.

Orange Money

“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”


“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”


Speak to our partnership team

Get in touch to learn more about our products and services.