Line of Credit

Expand market penetration, boost acquisition, and increase liquidity, with straightforward digital lending solutions which can be adapted to your customers’ needs. Line of Credit enables you to increase transaction fee revenues, alongside direct revenue services.

Line of Credit also gives your customers the flexibility to pay for whatever they need, whenever they need it. Low-risk, high-reward. If you have yet to integrate a loan product into your services, a Line of Credit is the ideal first step. So, more financial opportunities for your customers, more growth opportunities for your business.

Product features

Revolving credit limit

Provide your customers with the flexibility to borrow and repay repeatedly up to their approved limit

Flexible and convenient

From unexpected expenses to personal goals, help your customers access funds from anywhere, at any time

Easy repayments

Encourage customer loyalty with a simple, streamlined repayment process that takes the stress out of financial management

Automated alerts

Offer your customers peace of mind, with real-time alerts to keep them informed about their credit usage

Competitive interest rates

Win new customers with competitive interest rates that meet their financial needs

Who can use the

Financial Institutions

Promote financial inclusion in the markets you serve

Mobile Wallet Operators

Provide secure lending solutions that meet the needs of your customers

0 m+
transactions processed daily
0 m+
monthly active users
0 m+
customers scored monthly
$ 1 b+
worth of loans processed


“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”

Touch N Go

Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.

Orange Money

“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”


“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”


Speak to our partnership team

Get in touch to learn more about our products and services.