Instant, flexible credit — right from your wallet.
Give your customers what they need most: instant access to cash when it matters. Ezra’s cash loan solution unlocks short-term credit through mobile wallets — fast, frictionless, and built for real life.
Why Ezra
Approvals in seconds, disbursements in minutes
Ezra’s real-time credit engine enables loan approvals and wallet disbursements in minutes — no long forms, no delays — providing instant value to your customers.
Frictionless access — Mobile-based credit scoring
Ezra uses wallet transaction data to score credit — no forms, no paperwork. Access is based on how customers already use their wallet, making onboarding simple and inclusive.
Flexible repayment — Automatic wallet deductions
Repayments are built around how customers live and earn, with the option to pay manually or through auto-deductions — reducing missed payments and improving the experience.
Drives customer retention
By offering real-time credit, Ezra helps you launch a high-impact financial product that drives engagement, builds trust, and keeps customers coming back again and again.
Boosts ARPU and transactional activity
Ezra turns credit into a growth engine for wallet providers and Telcos. Each loan drives more spend — on airtime, data, bills, and P2P — boosting wallet utility, deepening engagement, and increasing revenue.
How it works
Built for everyday life
School fees, hospital visits, sudden expenses — Ezra’s solutions give families instant support when they need it most. It powers women running small shops or home businesses with quick access to cashflow, helping them restock and stay open. And for vendors, gig workers, and everyday earners, Ezra bridges shortfalls so they can keep working, earning, and showing up — without disruption.
