Flexible funds, always within reach.
A flexible, adjustable credit facility for greater customer convenience — giving customers access to a risk- and affordability-based limit. Ready to use anytime, and repayable either immediately or in instalments.

Why Ezra
Instant access, no waiting
Get approved in seconds and use funds right away without the need for forms. No delays, just seamless support when your customers need it.
Always-on credit
A reusable credit facility available anytime. Whether it is a bill, top-up, or unexpected cost, customers draw from their line of credit whenever needed.
Built into your wallet
Fully embedded into mobile money wallets, the solution allows users to borrow, spend, and repay — all within a single, familiar interface.
Borrow, repay, repeat
As repayments are made, the available limit is refreshed — giving customers flexibility to manage spending across days, weeks, or months.
How it works
Customer selects Line of Credit at checkout
Available balance is used directly to complete the payment
Repay in full or in parts — limit refreshes as they repay
Limits increase with responsible usage and good repayment history
Built for everyday liquidity
Ezra’s Line of Credit supports a wide range of real-world needs — from managing household expenses to smoothing out business cash flow. It’s an ideal solution for individuals navigating short-term gaps, and for merchants or agents looking to finance daily operations with ease and confidence.