Abidjan, December 1, 2025 – Orange Money and Orange Bank Côte d’Ivoire today announced the conclusion of a strategic partnership with fintech Ezra, a specialist in digital financial technology solutions. This alliance aims to accelerate the deployment of an innovative microcredit offering, fully accessible via mobile devices.
This partnership embodies a shared vision: to democratise access to microcredit by making it simpler, faster, and universally accessible, thereby addressing the needs of populations traditionally excluded from conventional banking channels.
An Integrated Solution for Financial Inclusion
Through this synergy, users will benefit from an instant and secure financing service, seamlessly integrated into their daily lives. This new offering is built on three fundamental pillars:
- Inclusion and Responsible Innovation: Designed to be inclusive and responsible, the product aims to support the financial empowerment and autonomy of users.
- The Power of a Leading Ecosystem: The partnership leverages the strength and reach of the Orange Bank Africa and Orange Money ecosystems, major and recognised players in digital finance in West Africa.
- Cutting-Edge Technological Expertise: Ezra brings its proven expertise in innovative credit scoring and lending platforms, ensuring a smooth and reliable experience.
Creating Value and Stimulating the Local Economy
By combining their complementary expertise, Orange Money, Orange Bank Africa, and Ezra aim to drive a new dynamic in the financial services market in Côte d’Ivoire. This strategic initiative seeks to:
- Significantly expand access to financing for individuals and very small businesses;
- Strengthen financial inclusion by reaching a wider audience;
- Support local economic development by fostering the creation of activities and improving the financial resilience of households and entrepreneurs.
Through this partnership, Orange Money, Orange Bank Africa, and Ezra reaffirm their shared commitment to designing and deploying innovative, inclusive financial solutions that meet the concrete needs of populations, thereby contributing to sustainable and shared economic growth.
About Orange Money Côte d’Ivoire
Orange Money Côte d’Ivoire is a public limited company with a capital of 2.8 billion FCFA, established in May 2015, a subsidiary of Orange Côte d’Ivoire, and authorised by the BCEAO as an Electronic Money Issuer since February 1, 2016, under number CI.EME.007/2015.
Launched in 2008, the Orange Money service revolutionised mobile money in Côte d’Ivoire by simplifying the lives of customers, enabling them to perform various financial transactions via mobile, such as money transfers, bill payments, registration fees, fund collection, salary payments, etc. As of the end of 2022, Orange Money Côte d’Ivoire had over 15 million customers and more than 60,000 points of sale.
To further contribute to the financial inclusion policy in Côte d’Ivoire and the sub-region, Orange Money Côte d’Ivoire offers simple and competitive pricing: 0 FCFA fees on national Orange transfers, 1% withdrawal fees, and 1.5% sending fees for international transfers to Burkina Faso, Mali, Senegal, and Guinea-Bissau, with 0 FCFA withdrawal via Orange.
About Orange Bank Africa
Orange Bank Africa was born from a partnership between the Orange Group and the NSIA bancassurance group, two leading players in their respective markets. The 100% digital bank aims to strengthen financial inclusion in the UEMOA zone, with the goal of improving the quality of life of populations by providing them with simpler access to innovative banking solutions based on mobile services. Tik Tak, one of the bank’s flagship products, allows users to borrow up to 1 million FCFA in less than 10 seconds via their Orange Money account. Since the launch of operations in July 2020, over 500 billion FCFA in loans have been granted to more than 2 million customers.
Orange Bank Africa builds on the Orange Group’s expertise in financial services, as demonstrated by the success of Orange Money in more than 17 African countries since 2008. Headquartered in Abidjan, Côte d’Ivoire, the Orange Group’s digital bank is also present in Senegal.
