Partners
Seamless credit solutions for a more inclusive economy
Ezra powers scalable, responsible lending for mobile network operators, digital wallets, banks, and fintechs.
Our credit infrastructure helps partners increase engagement, boost revenue, and serve unbanked populations, without operational burden.
Why partner with Ezra?
Ezra helps partners launch and scale lending products quickly and profitably — without upfront investment.
Seamless Integration
Plug-and-play APIs for fast deployment
Unrivalled Scalability & Reliability
99.995% uptime, supporting cloud, on-premises, and hybrid environments.
Smart Credit Scoring
Alternative data sources and robust machine learning models that minimise risk and expand access.
Fully Managed Solutions
End-to-end support from origination to risk management.
Flexible Business Models
Risk-sharing, commission-based, or custom models.
Who we work with
Banks & Financial Institutions
Expand into underserved markets with risk-optimised lending.
- AI-driven credit scoring for low NPLs
- Embedded micro-loans and overdrafts
- Scalable platform for consumer and SME financing
Mobile Network Operators (MNOs)
Increase ARPU and customer retention with embedded airtime and nano-lending.
- Up to 95% subscriber eligibility
- Automated repayment upon top-up
- Proven revenue driver
Fintech
Offer embedded lending solutions without heavy investment.
- Pre-built credit infrastructure for faster go-to-market
- Alternative credit scoring to expand access
- API-first approach for seamless integration
Digital Wallet Providers
Boost engagement and transactions with built-in credit solutions.
- Frictionless in-wallet lending
- Drives higher adoption and user retention
- Supports BNPL, micro-loans, and overdrafts
