Mobile Network Operators

Help your customers to keep the conversation going – even when they run out of credit.

Grow sales and revenues with credit solutions that drive adoption, engagement, and recoveries of Airtime Credit Services (ACS), and increase uptake in smartphone technology with Device Financing.

0 m+
transactions processed daily
0 m+
monthly active users
0 m+
customers scored monthly
$ 1 b+
worth of loans processed

How Ezra can help

Greater convenience, greater revenue

Enable your customers to benefit from automatic, real-time Airtime Credit Services (ACS) - so they never have to worry about not being able to make a call, send an SMS, or get online quickly

Expanded product portfolio

Improve your competitive advantage with a wider range of products and services

Drive smartphone adoption

Increase data penetration and smartphone usage in the markets you serve

Our products for Mobile Network Operators

Device Financing

Increase device sales and drive mobile money adoption with flexible device payment terms

Airtime Credit Services (ACS)

Instant and secure multi-channel lending with personalised credit limits

Our Mobile Network Operator partners


“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”

Touch N Go

Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.

Orange Money

“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”


“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”


Speak to our partnership team

Get in touch to learn more about our products and services.