Airtime Lending

Stay connected when it matters.

Ezra’s Airtime Lending keeps your customers online, in touch, and in control — even when their balance runs out. With instant top-ups and automatic repayment, they can borrow airtime, data, or bundles in seconds and repay on their next wallet refill.

Why Ezra

Instant top-up

Airtime, data, or bundles are made available instantly, ensuring customers stay connected without delay. No waiting, no application process — just immediate access when it’s needed most.

Omnichannel access

Available via USSD, mobile app, or IVR, the solution works seamlessly across device types — supporting both feature phone and smartphone users.

Always-on automation

Eligibility checks, disbursements, and repayments all happen automatically in the background. No forms, no follow-ups, just a frictionless system that works when your customers need it most.

How it works

How it works: Airtime Lending

Built for always-on moments

A parent making an emergency call, a student submitting a school project, or a small business owner confirming a sale — Airtime Lending bridges the gap between now and the next recharge, keeping your customers connected and your platform essential.

Speak to our experts

Discover how Ezra’s digital credit solutions can fuel your business.