Stay connected when it matters.
Ezra’s Airtime Lending keeps your customers online, in touch, and in control — even when their balance runs out. With instant top-ups and automatic repayment, they can borrow airtime, data, or bundles in seconds and repay on their next wallet refill.

Why Ezra
Instant top-up
Airtime, data, or bundles are made available instantly, ensuring customers stay connected without delay. No waiting, no application process — just immediate access when it’s needed most.
Omnichannel access
Available via USSD, mobile app, or IVR, the solution works seamlessly across device types — supporting both feature phone and smartphone users.
Always-on automation
Eligibility checks, disbursements, and repayments all happen automatically in the background. No forms, no follow-ups just a frictionless system that works when your customers need it most.
How it works
Customer requests airtime via USSD, app, or IVR
Seamless and instantaneous eligibility check
Airtime is credited to their account
Loan is repaid automatically with the next recharge
Built for always-on moments
A parent making an emergency call, a student submitting a school project, or a small business owner confirming a sale — Airtime Lending bridges the gap between now and the next recharge, keeping your customers connected and your platform essential.