Flexible payments built into every purchase.
Ezra’s BNPL solution lets your customers shop now and spread payments over time — automatically, through their mobile wallet. No credit checks, no extra apps. Just a seamless, built-in way to make bigger purchases more manageable.

Why Ezra
Instant approval at checkout
Customers receive a decision in real time, enabling them to complete their purchase immediately, without leaving the checkout flow.
No paperwork, no friction
There’s no need for forms or documentation. Credit is accessed instantly, making the process fast, simple, and user-friendly.
Built for mobile money wallets
The solution works natively within mobile wallets, making it easy to activate, manage, and repay — all in one place.
Flexible plans, tailored to cash flow
Customers choose a repayment schedule that fits their income patterns, improving affordability and reducing default risk.
How it works
Customer selects BNPL at checkout
Chooses a repayment plan that works for them
Instalments deducted from wallet automatically
Payment schedule tracked in-app
Built for everyday purchases
From fashion and appliances to phones and school supplies, Ezra BNPL empowers consumers to buy what they need, when they need it. It’s also a lifeline for small businesses covering upfront costs without disrupting cash flow.