Device Financing

Enable your customers to upgrade to a smartphone with Device Financing. Help them to spread the cost of smartphone ownership with flexible, low-risk instalment loans that also drive your revenue. Enable marketing push notifications, upsell add-ons, and get your customers better connected.

Product features

Flexible tenure options

Our loans range from 3-12 month tenures, with equated monthly instalments (EMI)


Benefit from rates that align with your customers’ average income

More opportunities for your business

More opportunities for your business Upsell and cross-sell additional services

Who can use the

Financial Institutions

Expand your product offering

Mobile Network Operators

Increase your data spending and enhance your existing product range

Mobile Wallet Operators

Help your customers to access smartphone technology

0 m+
transactions processed daily
0 m+
monthly active users
0 m+
customers scored monthly
$ 1 b+
worth of loans processed


“Ezra fully understands the lending business and worked closely with us to align their services to our business needs with ongoing tweaks and iterations to meet performance goals. The Ezra team work fluidly to adapt and accommodate technical changes as a result of nuances across both platforms, whilst also jointly assessing how we can mitigate risk and manage operational issues.”

Touch N Go

Orange Money has partnered with Ezra and Access Bank Botswana to launch Botswana’s first Nano Loan product enabling convenient access to affordable real time credit. We are very pleased at the performance and growth of N’stakolle Loan Product and as such we recommend Ezra’s expertise for similar undertakings.

Orange Money

“I am happy to provide a recommendation for Ezra. Ezra provides airtime credit service to customers of Airtel Kenya. We confirm that they discharge their obligations well and hereby recommend them as a service provider for airtime credit service.”


“Access Bank has been working with Ezra for the past five years. The mobile based Nano Loan is the first of its kind in Mozambique, allowing customers of all levels of society to access financial services. We’ve successfully performed four million transactions in the past year alone. We would recommend Ezra Services Ltd for any similar undertaking in any geography that they choose to operate in.”


Speak to our partnership team

Get in touch to learn more about our products and services.