Line of Credit

Flexible funds, always within reach.

A flexible, adjustable credit facility for greater customer convenience — giving customers access to a risk- and affordability-based limit. Ready to use anytime, and repayable either immediately or in instalments.

Why Ezra

Instant access, no waiting

Get approved in seconds and use funds right away without the need for forms. No delays, just seamless support when your customers need it.

Always-on credit

A reusable credit facility available anytime. Whether it is a bill, top-up, or unexpected cost, customers draw from their line of credit whenever needed.

Built into your wallet

Fully embedded into mobile money wallets, the solution allows users to borrow, spend, and repay — all within a single, familiar interface.

Borrow, repay, repeat

As repayments are made, the available limit is refreshed — giving customers flexibility to manage spending across days, weeks, or months.

How it works

How it works: Line of Credit

Built for everyday liquidity

Ezra’s Line of Credit supports a wide range of real-world needs — from managing household expenses to smoothing out business cash flow. It’s an ideal solution for individuals navigating short-term gaps, and for merchants or agents looking to finance daily operations with ease and confidence.

Speak to our experts

Discover how Ezra’s digital credit solutions can fuel your business.